Group Vision Insurance for Plumbing Company Crews
Good eyesight matters on a job site, and a comprehensive eye exam or new pair of glasses can be a real expense for a plumber paying out of pocket. Mastercraft Benefits helps plumbing business owners add group vision coverage starting at just a few dollars per employee per month, so your crew can prioritize eye health without draining their paycheck.
What Does Vision Insurance Cover?
Annual Eye Exams
Most vision plans cover one comprehensive eye exam per year at little to no cost-sharing. This includes refraction testing, glaucoma screening, and a full assessment of your eye health by a licensed optometrist or ophthalmologist.
Prescription Eyeglasses
Vision plans provide an annual allowance (typically $100-$200) toward frames and lenses. Many plans also include discounts on lens upgrades such as anti-reflective coatings, progressive lenses, photochromic lenses, and blue-light blocking options.
Contact Lenses
Rather than using the glasses allowance, most plans allow you to apply a similar benefit toward contact lenses - including the fitting exam, trial lenses, and an annual supply of disposables or extended-wear contacts.
LASIK & Corrective Surgery Discounts
Most major vision plans include discounts on LASIK, PRK, and other laser corrective eye procedures through in-network providers. LASIK can be a significant out-of-pocket expense without any discount, so this is worth asking about if anyone on your crew is considering it.
Additional Benefits
Discounts on additional pairs of glasses, online eyewear retailer access (Warby Parker, Zenni, etc.), blue light filter and specialty lens upgrades, and kids' eyewear programs with extra coverage.
How Much Does Vision Insurance Cost?
A single eye exam plus a basic pair of glasses paid out of pocket often costs more than a year of vision premiums, which is why many owners find it an easy add-on to a group medical plan.
Is Vision Insurance Worth It?
For crew members who wear glasses or contacts, vision coverage is one of the fastest benefits to pay off in noticeable savings. Even for someone with sharp vision, the annual eye exam alone - which can catch early signs of glaucoma, diabetes, hypertension, and macular degeneration - is a meaningful health check most plumbers otherwise skip. Think of vision coverage less as an insurance product and more as a low-cost way to make eye care part of the routine.
Vision + Dental Bundles
Most clients find it smart to bundle dental and vision coverage together. Mastercraft Benefits offers combination plans that bundle both for as little as $28-$45/month - significantly less than purchasing two separate plans. Ask your agent about bundle pricing when you request your free quote.
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